We strive to inform our visitors about the essential aspects of credit card processing for high-risk merchants, which can differ significantly from the factors that govern low-risk payments.
Certain businesses are considered high risk because of the products or services they provide. As a result, they encounter higher chargebacks compared to traditional businesses. Some examples of businesses that fall under the label of high-risk are:
Certain businesses are considered high risk because of the products or services they provide. As a result, they encounter higher chargebacks compared to traditional businesses. Some examples of businesses that fall under the label of high-risk are:
The rates for high risk merchant accounts is depended on the type of business and risk factors. The rate includes the authorization fee, settlement and capture, deposits, and any additional fees associated with payment processing.
Fortunately, since the beginning of our company, Merchantech has consistently provided best high risk merchant account services to companies across numerous industries. We pride ourselves with integrity, honesty, dedication, and service. Let us help you start accepting credit cards for your high risk business. We think your business should be able to accept credit cards as payment, regardless of your sector or circumstance, as easily as you accept cash. We have also explained the tips to get high-risk merchant services, follow the steps and apply for one.
Merchantech integrates with multiple payment gateways. Our payment gateway makes high-risk credit card processing safer and more secure by including fraud prevention technologies.
USAePay uses Transport Layer Security for all of its connections and processing (TLS) to guarantee your safety.
Authorize.Net is compatible with most online ecommerce sites such as Shopify, BigCommerce and more.
A vital cornerstone of any payment gateway is a secure tokenized cardholder information. This protects cardholder data and gives you the option to setup recurring billing.
A reliable payment gateway can not only assist in efficiency but also inform future decisions for your business. Receive detailed reporting of your transactions, and view individual transactions and settlements seamlessly.
Streamlining payment processing and invoices are crucial in the success of your business. Generate invoices from your gateway and directly send via email payment. Once received, your customers will easily make their payments with few clicks
A good payment gateway makes safety and security foundational. Set up your own rule-based parameters to help protect you and your customers from fraudulent activity.
The use of the most modern and robust encryption system, P2PE, is utilized in order to ensure no cardholder information is ever exposed. You can rest assured that every transaction will be encrypted and secured.
Allowing your customers to use their preferred mode of payment is key in predicting future success. It not only leads to repeat customers, but also greater opportunities in generating revenue. Your payment gateway will give you the capability to accept debit cards, Visa, MasterCard, American Express and Discover, among many others.
We make it our priority to offer our customers the fastest approval time with the best available rates and minimum documentation requirements. Most accounts will only need the following:
Signed application
Three months of business bank statements
Three months of credit card processing statements, if available
Voided check
Driver’s license
Copy of lease for business
Additional documentation may be required depending on the business type.
When picking a high-risk credit card processor, it is important to find one that specializes in your type of business. Merchantech has over 14 years of experience in helping high-risk companies accept credit cards. We specialize in offering high-risk merchant services across the country with high-risk payment processing solutions. Let us get your business started on the right track.